Available across Croatia

Digital accounting service for businesses

DigitalProactiveSimple

Focus on your business – we take care of the finances. We handle your accounting, payroll and taxes fully digitally, with a personal advisor and zero paperwork.

Simple communication 100% digital

Status

Your advisor Ivan just closed your 2025 year-end report.

Your result

+€15,832

Tasks (4)

Upload timesheet for S. Horvat

Sep 2025 · due 10/31/2025

Done

Upload missing electricity bill

Oct 2025 · due 11/25/2025

Done

Complete 'Pizza Roma' expense receipt

Nov 2025 · due 12/20/2025

Done

Upload payroll for M. Kovač

Nov 2025 · due 12/15/2025

Done

Your advantages

No more stress about accounting, payroll and taxes.

Zero-Admin

Invoices flow in automatically, we book them, you do what you do best.

Live financial insight

Your finances today – not six weeks from now.

Proactive partner

Proactive tax optimization instead of after-the-fact admin.

Personal advisor

You always have someone who knows you. No anonymous call centers.

Our tax services

Everything in one place

Seamlessly integrated into your processes. Tailored to your needs. You focus on growth – we handle the rest.

100%

digital workflow

€0

hidden fees

Accounting

  • Financial accounting
  • VAT (PDV) filings
  • Fast year-end close
  • Tax balance sheet

Payroll & HR

  • Payroll processing
  • JOPPD forms
  • HZMO/HZZO registrations
  • Contributions & benefits

Taxes

  • Corporate income tax
  • Personal income tax
  • Private taxes
  • Proactive tax optimization

Advisory

  • Tax advisory
  • Strategic planning
  • Choice of legal form
  • Succession & transition

How it works

This is how easy it is to switch to Zbroj.ai

Changing accountants has never been simpler. We run the whole process while you relax. Fully free, with no extra work for you.

01

Analysis of your situation

Reach out with no obligation. We review your tax setup and check whether we're the right partner for your goals.

02

Offer

You get a transparent offer tailored to you. We work value-based – you pay for outcomes, not hours.

03

Automated migration

We contact your current accountant and migrate all your data digitally and securely. This service is free for you.

Client stories

What clients say about Zbroj.ai

After a bad experience with our previous accountant, Zbroj.ai finally understands our e-commerce setup. Everything runs smoothly and fully digitally – exactly what we needed as founders."
MH

Marko Horvat

CEO, Recash d.o.o.

Switching to Zbroj.ai was the best decision for our company. Accounting, payroll and year-end now run without friction and fully digitally. Pricing is transparent and replies come fast."
AK

Ana Kovač

CEO, MediPuls d.o.o.

Zbroj.ai gave us the two things founders value most: time and trust. Everything runs digitally, and when I have a question I get an answer from someone who actually understands our business."
IP

Ivan Perić

CEO, Swift Games j.d.o.o.

With Lumiies we've grown internationally, B2B and B2C, which brings a lot of tax complexity. Zbroj.ai thinks proactively and solves every cross-border topic digitally. Exactly what we were looking for."
M&

Marija & Kristina Kefer

Founders, Lumiies d.o.o.

Integrations

Integrated with your tools

We connect bank accounts, payment systems and business tools so everything runs automatically – with no double entry.

Minimax
Pantheon
Luceed
4D Wand
Sinergija
Fina
e-Porezna
Revolut Business
Minimax
Pantheon
Luceed
4D Wand
Sinergija
Fina
e-Porezna
Revolut Business

Pricing calculator

Estimate your VAT & JOPPD price

Enter a few details about your business and instantly see an estimated monthly price for digital accounting, VAT filings and JOPPD forms. The final offer is always individual and non-binding.

50

Incoming and outgoing invoices combined

3

Your estimated monthly price

Base retainer89,00 €
Document bookkeeping (50 docs × 1,40 €)70,00 €
VAT filings (monthly)29,00 €
Payroll & JOPPD (3 × 12,00 €/employee)36,00 €

Total per month

224,00 €

Prices shown are indicative (net) and for orientation only. Get in touch for an exact quote.

Save or share your calculation

Generate a permanent link with your numbers – send it to a colleague or come back later.

Sharing channel (UTM tag)

The link carries UTM tags, so we can see which channel finally produced the lead.

Contact us

Want an exact quote?

Leave your details and we'll get back to you within 24h with a tailored offer.

Smart and digital

Tax communication and tasks – in one place

We bring communication, tasks and deadlines together in our portal. You always have an overview, get fast answers and avoid email chaos.

  • Everything at a glance

    Tasks, messages, deadlines and documents in one place.

  • Open communication

    Email? WhatsApp? Phone? You choose, we track it all.

  • Fast replies

    Answers in hours, not weeks.

Request a no-obligation quote
portal.zbroj.ai

New message

Your VAT return for November has been filed with the Tax Administration.

Upcoming deadlines

December 2025
VAT returnDec 20
JOPPD formDec 15
Corporate tax – advanceDec 31

Revenue Q4

€284,120

Expenses Q4

€168,940

FAQ

Still have questions?

Answers to the most common questions about onboarding, pricing, our workflow and data security.

We work with d.o.o., j.d.o.o. and sole traders – from startups and e-commerce brands to agencies, IT companies and service businesses across Croatia. A typical client has 20 to 800 documents per month and up to 50 employees. If you're larger or operate in a specialised industry (construction, tourism, transport), get in touch and we'll design an individual model.
Three steps: 1) fill out the contact form or book a demo slot, 2) in a 30-minute online call we review your numbers, tools and obligations, 3) you receive a transparent offer with a fixed monthly price. After signing we handle onboarding, the e-Porezna power of attorney and all communication with your previous accountant.
Usually 1 to 3 weeks. We take over all communication with your previous accountant, request open items, sub-ledgers and the trial balance, and migrate your data digitally. You can switch in any month – no need to wait for year-end, although 1 January is technically the cleanest date.
Yes. In the demo we walk through your real documents and show how automated bookkeeping works and what your monthly report would look like. The demo is free and non-binding, and the offer is valid for 30 days.
We work value-based: the price is fixed and agreed upfront, based on document volume, headcount, VAT status and complexity. No hourly billing, no end-of-month surprises. You can get an instant estimate in our pricing calculator.
No. Communication, questions and regular reports are included in the monthly fee. Only clearly defined extras are billed separately (annual financial statements, owner income tax returns, extraordinary reviews or reconstruction of past periods) – and always approved in advance.
An open-ended contract with monthly billing and 30 days' notice. No annual lock-in. If you leave, within 14 days you receive a complete export of your accounting records in a standard format – your data stays yours.
We review pricing together, typically once a year or when you permanently exceed the agreed document and headcount volume. You're always notified in advance and shown the calculation – never retroactively.
A photo from your phone, an email to your dedicated document address, or automatic sync from tools you already use (invoicing, webshop, bank). AI reads the invoices, detects supplier, VAT and account, and our certified accountants approve every posting.
We file the VAT form by the 20th of the month and JOPPD by the 15th for the previous month, provided documents reach us by the 5th. You get a review before filing, plus the e-Porezna confirmation and prepared payment orders afterwards.
Yes. Payroll, JOPPD, HZMO and HZZO registrations and deregistrations, sick leave, travel expenses, non-taxable payments and year-end reconciliation are all covered. Employees receive payslips automatically by email.
You get a named accountant plus a backup colleague who knows your file – not a call centre. We reply within one business day, and same day during tax deadlines. Communication happens by email or chat, whichever you prefer.
We focus on accounting, payroll and taxes. For legal, audit and transfer pricing we partner with trusted specialists we're happy to recommend and coordinate documentation with.
No. A phone or computer is enough. We set up all bank, webshop and invoicing integrations for you, and onboarding takes less than two hours of your time on average.
Data is processed and stored on EU servers with encryption in transit and at rest, least-privilege access control and regular backups. We operate GDPR-compliant and sign a data processing agreement.
No. AI takes over the repetitive part – reading documents, suggesting accounts and matching records – while a certified accountant keeps responsibility and does the final review. The result: fewer errors, faster deadlines and more time for advice.

Didn't find your answer?

We usually reply within one business day – no commitment, no sales pressure.

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Experience accounting, radically simple.

Get in touch and see how we can take the stress out of taxes, accounting and payroll.

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